Rant 79 - 19/3/12 Subject: Car insurance renewals

Rant number 79


My mother always told me that there are two things in life that are certain:
Death
and
Taxes

She is completely right about this except, she missed another never ending certainty:
Car insurance companies will always screw you over, given the chance.

And this applies, especially if you stay with the same company for more than a year.

I just don't get it! In every other circle and type of business, loyalty pays, but insurance companies only want you for a year before they think they can get away with taking you for a ride (no pun intended.)

My insurance company for instance e-mailed me today to inform me that my renewal is early next month.
That was nice of them wasn't it?

No

Because, they were e-mailing me to tell me about a fantastic deal for renewal and, to put it frankly - were trying to screw me over, good and proper.

My insurance last year hurt like hell!(my first year, and god do they ever take advantage of that!) and this forced me to take only a basic 3rd party fire and theft policy.

This year, I have checked the comparison sites and - luckily I can get my insurance far cheaper this time - so I can get fully comp - fab.

The thing is, the cost of this from one of the other companies comes out at less than renewing my 3rd party fire and theft policy with my current company.

Did they think I came down in the last shower? Fucking imbeciles.

Doubtless also, even as my no claims grows - the ratio of advantage to me will continue to plummet due to the fact that the insurance companies have the advantage of a monopoly.

What a set of bastards!

Rant over.