Rant number 276
As of yesterday, the government have put in place a new rule about pensions. Basically - they've spent all the money on their own pensions - and as such they have decided that they can't afford to pay us a pension when we retire any more.
It's not enough to work an extra 2 years (probably 5) when we get to retirement age. It's not enough to have to pay out a fortune of your wages each and every month. Now you have to put some aside in a pension fund of the governments choosing. Your employer will match your contributions though - so yet, I supposed.
Now, don't get me wrong. I've always planned (when I finally feel financially able) to put some aside in a pension fund. I do not however, need my hand forcing by the government all of a sudden.
I don't believe that in their position, I would need to be doing this - which is where I start to wonder that universal question - is that really fair?
In general also - pension plans are not something I am all that convinced about - particularly not one run by our corrupt, money grabbing, elitist government.
You pay in and you pay in, but do you actually get it all out again? I wouldn't trust them to it.
I'd prefer to use a private plan with a guaranteed 100% (if not more) return - or put it in a savings account that I cannot access.
I just don't think that the government (who lets face it have put us in this mess) should be the ones to control things in this way. In my working life so far (approx. 10 years) I think I must have paid in at least £10,000. Now - I don't know about you, but that sounds like I should be able to get something reasonable out of the other end?
I'm not paying for me and mine though. I'm paying for wasteful thieving politicians, people who will not work and work the benefit system and general cheats, liars and hangers on.
To be frank, it sticks in my craw a little bit to now be asked to pay for something I have already been paying for. I sure as hell won't be opting in to the governments scheme. I'll look into my own thank you very much.
Rant over.
With you all the way there, matey!
ReplyDeleteBy the age I am now, my dad had been retired a few years. Granted, he had a naval pension as well as the state one, but he had worked since he was 17 (forty years) apart from when he was in the Navy during the war years.
Since then, I have worked for forty two years apart from a few months off while in hospital. All that time, I have been paying into what I thought was a secure pension. That was until Gordon Brown couldn't afford the huge rises for civil servants, so he took some of all our money to give them more.
As you said, it now seems pure lunacy to trust any government with our future.